Carol Sanders | School of Agriculture, Fisheries and Human Sciences
Growers of spring and fall greens have a Jan. 1 deadline to enroll in the Noninsured Crop Disaster Assistance Program (NAP). The Jan. 1 deadline is earlier than deadlines for growers of most other crops, Dr. Henry English, head of the Small Farm Program at the University of Arkansas at Pine Bluff (UAPB) said. Crops with the Jan. 1 deadline include pecans, potatoes, onions and carrots.
At the time of enrollment, farmers must specify if they are signing up for spring or fall or both plantings. NAP provides financial assistance to growers of crops for which no crop insurance is available, when low yields occur or planting is prevented due to a natural disaster.
Dr. English reminds growers that with the Buy-Up coverage option, NAP coverage is now available at 50, 55, 60 and 65 percent of the farmer’s expected production and 100 percent of the average market price. Previously, only the basic coverage of 50 percent of the yield at 55 percent of the average market price was available.
Of importance to certain growers are NAP fee waivers and premium reductions, said Dr. English. Basic NAP coverage is now free to all farmers and ranchers who qualify as beginning, limited resource or targeted underserved, which now includes women, said Dr. English.
Farmers in these categories are also eligible for a 50 percent reduction in NAP buy-up coverage premiums, but farmers must certify that status when they apply for coverage at their Farm Service Agency (FSA) office, said Dr. English.
If a loss occurs, Dr. English cautions growers to report it within 72 hours if harvest is complete or when damage is first apparent and to file a written notice within 15 calendar days. Producers should not destroy the crop until a loss adjuster inspects the loss.
“If producers plow under a crop before an inspection by an adjuster, they will be ineligible for compensation,” said Dr. English.